Q3 FY22 Earnings Report

Conservative leverage standards BAJAJ FINANCE LIMITED 7.0 7.0 7.0 7.0 7.0 7.0 7.0 7.0 7.0 7.0 7.0 28.3% 28.6% 27.7% 26.96% 6.8 6.6 24.7% 25.0% 6.2 6.3 6.3 25.4% 24.9% 22.0% 25.1% 24.44% 21.3% 20.7% 20.3% 5.4 5.3 19.5% 19.1% 5.1 18.0% 4.7 4.8 4.8* 4.6 19.7% 18.7% 16.2% 16.1% 16.3% 14.2% 14.6% 5.7% 5.0% 4.4% 3.8% 3.3% 3.4% 3.7% 2.9% 3.2% 3.2% 2.8% 2.52% Mar'13 Mar'14 Mar'15 Mar'16 Mar'17 Mar'18 Mar'19 Mar'20 Mar 21 Jun '21 Sept'21 Dec'21 Leverage Threshold -Tier 1 Capital -Tier 2 Capital Capital Adequacy Ratio (CRAR) -Consolidated Leverage Ratio Standalone leverage is approximately 3.95X as of 31 December 2021 Capital Adequacy Ratios (CRAR) are on standalone basis Mar '19 onwards numbers are as per Ind AS denotes point at which the Company initiated its capital raising plan in last 10 years 38

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