4th Quarter 2023 Highlights

OLD REPUBLIC Old Republic's Culture, Operating Philosophy, and Institutional Memory It starts with "we". we have each other's back We are efficient - we optimize better and faster We are humble - but we are confident We are patient and thoughtful - we don't panic or overreact We act with integrity - we are trustworthy and honest We do things the right way - we don't follow undisciplined competition We leave politics to politicians - we are collaborative and collegial We are creative and innovative - we think outside the box We are inclusive - we listen to and respect others' points of view We keep things simple - we don't over-engineer and over-analyze We drive out bureaucracy when we see it - our organizational structures are flat We drive down decision making and accountability - we are decentralized We communicate in an open, clear, consistent, concise manner - we tell it like it is We are long-term focused - we don't let short-term or quarterly results guide us 22

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