FY22 Results - Investor Presentation

General Insurance | General Insurance Loss Ratio and Combined Ratio ■Loss Ratio 92% Combined Ratio 92% 93% 90% 89% PBT and PAT (RM' mil) YoY PBT Growth: YoY PAT Growth: (18%) (19%) -РВТ PAT 282 57% 58% 60% 56% 55% FY18 FY19 FY20 FY21 FY22 Gross Premium Mix and Growth (RM' mil) YoY GWP Growth: YoY Motor Growth: (3%) (4%) Motor Non-Motor 1 YoY Non-motor Growth:▲ 2% 1,576 1,560 1,527 1,518 1,474 21% 21% 21% 21% 22% 79% 79% 79% 79% 78% 262 260 242 214 246 228 233 198 187 FY18 FY19 FY20 FY21 FY22 FY18 FY19 FY20 FY21 FY22 1. Includes motor PA AmBank Group FY22 Results - Investor Presentation 43

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