Investor Presentaiton

Provisioning Coverage - Consolidated BAJAJ FINANCE LIMITED in Crore GNPA % NNPA % Particulars AUM 31 Dec 23 PCR GNPA NNPA (%) 31 Dec 22 30 Sep 23 31 Dec 23 31 Dec 22 30 Sep 23 31 Dec 23 Two & Three Wheeler Finance 19,384 564 281 50% 5.99% 3.09% 2.83% 3.08% 1.57% 1.43% Urban Sales Finance 24,485 177 37 79% 0.64% 0.59% 0.71% 0.10% 0.12% 0.15% Urban B2C 61,705 803 277 65% 1.08% 1.19% 1.30% 0.27% 0.30% 0.45% Rural Sales Finance 6,166 43 9 80% 0.61% 0.60% 0.69% 0.09% 0.12% 0.14% Rural B2C 21,426 288 108 62% 1.34% 1.25% 1.31% 0.37% 0.36% 0.50% SME Lending 41,396 555 174 69% 1.54% 1.26% 1.31% 0.39% 0.33% 0.42% Loan Against Securities 19,205 2 2 11% 0.01% 0.02% 0.01% 0.01% 0.02% 0.01% Commercial Lending 20,672 62 35 44% 0.24% 0.27% 0.30% 0.12% 0.15% 0.17% Mortgages 96,529 469 212 55% 0.64% 0.49% 0.50% 0.29% 0.21% 0.22% Total 3,10,968 2,963 1,135 62% 1.14% 0.91% 0.95% 0.41% 0.31% 0.37% 52 2

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