Fiscal 2018 Financial Performance

CAPITAL POSITION REMAINS STRONG Expect CET 1 ratio to remain above 11% in 2019 +14 bps +33 bps -65 bps 11.4% -10 bps +1 bp 11.1% +10 bps 11.2% Q3/18 Internal Capital RWA Impact Generation (ex. FX) Impact of Acquisitions Share issuance / (buybacks) (net) Other Including FX Q4/18 Impact of Announced Q4/18 Pro- Forma Dispositions . • • • Strong internal capital generation Reduction mainly due to completed acquisitions in Q4/18 Decline in market risk RWA and impact of FX Repurchased 5 million shares in Q4/18, 8.3 million shares in Fiscal 2018 Expect further 10 bps increase from announced dispositions Scotiabank® | 10

View entire presentation