OppFi Results Presentation Deck

29 Pro Forma Share Count Shares Class A Common Stock held by Public Class A Common Stock held by Founders Class A and Class V Common Stock Held by Pre-Business Combination Oppfi Equityholders Total Currently Outstanding Shares of Common Stock Eam-Out Shares Total Outstanding Shares of Common Stock Giving Effect to Earn-Outs $10.00 9,439,415 4,025.125 71,000.243 84,464,783 84,464,783 Share Price $12.00 9,439,415 4,025,125 71,000 243 84,464,783 8,500,000 92,964,783 $13.00 This presentation excludes 14.426,937 wamants to purchase shares of Class A Common Stock at $11.50 per share 9,439,415 4,025,125 71,000,243 84,464,783 17,000,000 (including 8.500,000 units that would have vested at $12) 101,464,783 $14.00 9.439,415 4,025,125 71,000,243 84,464,783 25.500,000 (including 8.500,000 units that would have vested at each of $12 and $13) 109,964,783 ▪ 912,500 warrants to purchase shares of Class A Common Stock at $15.00 per share 11,500,000 shares of Class A Common Stock issuable under the Company's 2021 Equity Incentive Plan 1,200.000 shares of Class A Common Stock issuable under the Company's 2021 Employee Stock Purchase Plan 2,800,000 options to purchase shares at $10.45 per share 2.800.000 options to purchase shares at $20.00 per share . - Notes Shares previously held by FGNA public stockholders, after giving effect to redemptions at closing Includes private placement shares, underwriter shares and founder shares, after giving effect to forfeitures at closing Includes shares in initial consideration, plus additional shares issued in lieu of cash as a result of redemptions and shares as a result of working capital and closing cash adjustments Excludes 25,500,000 shares of Class V Common Stock outstanding with respect to Earn Out Units held by pre- business combination OppFi equityholders, which vest and are subject to forfeiture as discussed below Excludes 25,500,000 shares of Class V Common Stock outstanding with respect to Earn Out Units held by pre- business combination OppFi equityholders, which west and are subject to forfeiture as discussed below Note: This presentation is not a complete summary of all relevant terms, conditions and information related to the capital structure of OppFi Inc. For more information, see the Company's filings with the SEC, including the Current Report on Form 8-K filed by the Company with the SEC on July 26, 2021 Total of 25,500,000 Eam Out Units held by pre-business combination Oppfi equityholders, which vest in three tranches when the volume weighted average price (VWAP) of the Class A Common Stock equals or exceeds each of $12.00, $13.00 and $14.00 for any 20 out of 30 consecutive trading days over the first 36 months after closing, and with respect to which Class V Common Stock is currently outstanding and subject to vesting and forfeiture Forfeited after 3-year anniversary of closing date if vesting conditions above are not met OppFi"

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