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Investor Presentaiton

Consumers: Tapping on rising affluence in Southeast Asia Omni-channel Experience Serving affluent customers across various touchpoints Digital Bank: TMRW... TMRW Specially for mobile-first and mobile-only generation Ecosystem Partnerships Forging collaborations to widen distribution reach and deepen wallet share +5%pt Increase in digitally- engaged customers¹ 314k Total TMRW customers in Indonesia and Thailand (18% of combined retail base of UOBI and UOBT) 100% of car loan applications1 were digital S |||| UOB SGD136b2 Assets under management (AUM) ▲ 10% YoY +24% Growth in total TMRW customer deposits from 4Q20 2 in 3 ✓ ✓ home loan applications1 were digital Note: Figures are for 1Q21 1. In Singapore 2. Around 60% of AUM were from overseas customers 31
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