Investor Presentaiton

43 Indonesia: Resilience supported by broadening & strengthening capabilities #1 MDRT company #1 #1 Agency force Sharia market share Agency transformation New business profit, $m 56 -7% 52 52 Initiatives Enhance bancassurance capabilities HY21 HY22 Customer centricity and digitising core APE sales 116 110 -5% Quality focus Unit- linked (45%) Traditional (55%) Margin 48% 47% -1ppt 78% Balanced new sales portfolio High H&P mix in NBP

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