Investor Presentaiton

Ⓡ OPERATING EXPENSES TO AVERAGE LOAN ASSETS Muthoot Finance Operational efficiency over the years Yearly (%) Quarterly 8.00 8.00 7.50 7.50 7.00 7.00 6.50 6.50 6.00 5.63 6.00 5.43 5.50 5.10 5.50 5.01 4.89 4.94 5.00 5.00 4.46 4.50 4.08 3.92 4.50 4.00 4.08 4.00 3.72 3.50 3.50 3.00 3.00 2.50 Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18* Mar-19* Mar-20* Mar-21* 2.50 *Under IND AS (%) 3.83 3.45 3.21 Q2 FY 2022*Q2 FY 2021*Q1 FY 2022* H1 FY 2022* H1 FY 2021* 41

View entire presentation