Investor Presentaiton

11 Return on Average Assets 2.00% 1.75% 1.50% 1.26% 1.25% 1.00% 1.47% 1.38% 1.44% 1.35% 1.36% 1.33% 1.25% 1.22% 1.53% 1.47% 1.42% 1.38% 1.69% 1.19% 0.75% (1) (1) 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 4Q18 4Q19 (1) Interim periods shown on an annualized basis ROAA ==8 ROAA (Excluding Merger Charges) PB LISTED NYSE

View entire presentation