Vision 2020 Key Initiatives & Business Breakup
Q4 FY19 / FY19 Financial Highlights
Q4 FY19 / FY19 continues to track well to RBL Vision 2020 goals
Total Revenue growth in Q4 FY19 of 41% YoY (FY19 growth of 40% YoY)
NII growth of 48% YoY in Q4 FY19 (FY19 growth of 44% YoY); Other Income growth of
31% YoY in Q4 FY19 (FY19 growth of 35% YoY)
Net Profit growth of 39% YoY in Q4 FY19 and 37% YoY in FY19
NIM continues upward trajectory, 4.23% in Q4 FY19 vs. 3.98% in Q4 FY18 ( 4.12% in Q3
FY19)
Advances growth of 35% YoY, deposit growth of 33% YoY and CASA growth of 37% YoY
GNPA at 1.38% vs. 1.40% in Q4 FY18 ( Flat QoQ), NNPA at 0.69% vs. 0.78% in Q4 FY18
(0.72% in Q3 FY19)
Overall net stressed advances at 0.73% for Q4 FY19 vs. 0.86% in Q4 FY18 (0.81% in
Q3FY19)
PCR at 65.3% at Q4 FY19 vs. 57.6% in Q4 FY18 (63.2% in Q3 FY19)
RoA at 1.30% and RoE at 13.41% for Q4 FY19
Total customer base of 6.51 million; addition of 0.7 million in the quarter
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