Investor Presentaiton

Investments in distribution paying off, trend to continue in FY'23 Quarterly Disbursement Trend Yearly Disbursement Trend SHRIRAM City MONEY WHEN YOU NEED IT MOST Values in Cr. 24 ISHFL Buyout 1,005 Impact of 2nd 366 wave of COVID 768 633 6 46 SHFL Buyout 2,739 202 2,195 2,537 1,118 150 400 1,795 1,127 758 758 221 639 221 627 722 967 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 FY'18 FY'19 FY'20 FY'21 FY'22 41% growth in Originations; Total disbursals grew by 25% YoY. Highest quarterly disbursement since inception in Q4'22 SHRIRAM HOUSING FINANCE

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