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Investor Presentaiton

Digital Strategy Profile / Strategy / Sustainability / Environment / Financials / Appendix Riyad Bank aims to lead Saudi Arabia's digital banking evolution Key Focus Areas Innovation Efficiency Already launched Al-enabled Relationship Manager Workbench Center of Intelligence Digital Factory (JEEL) with end-to-end solutions Advanced features for "Token" kids apps What's Next? Next-gen Retail App transforming CX Home-ownership Ecosystem MSME platform Front-to-back digitization 232 RPAs at work 177 RPAs in progress Optimized Procurement Platform Branch Format Optimization 20 new branches Next-Gen Operating Model Agile Development for better time-to-market Upgrade core banking system API Marketplace & Developer Portal Riyad Bank - Investor Presentation - 30/09/23 Digital Innovation Centre Venture Builder Program 2 x Ventures ready to go to market General Business 13
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