Q1FY23 Financial Results

HDFC WITH YOU, RIGHT THROUGH HDFC CREDILA FINANCIAL SERVICES LTD. (HDFC CREDILA) . HDFC holds 100% in HDFC Credila • • · HDFC Credila is a non-banking finance company and was the first Indian lender to exclusively focus on education loans The company lends to under-graduate and post-graduate students studying in India or abroad As at June 30, 2022 Profit After Tax (as per Ind AS): Rs. 0.60 bn - 35% growth ■ Cumulative loans disbursed: Rs. 174 bn Loan book outstanding: Rs. 94 bn • 33% of the loan book is collateralised ■ Gross non-performing assets: 0.20% 46 46

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