Investor Presentaiton

Financial Performance – 1H17 - Baht mn 1H15 1H16 1H17 Growth (%) YOY Net interest income 27,452 31,629 32,845 3.8% Net fee income 11,820 12,079 13,091 8.4% Non-interest income 22,135 19,916 22,408 12.5% Total income 49,587 51,545 55,253 7.2% Operating expenses 21,959 25,448 23,925 -6.0% Provisioning expenses 5,901 7,186 11,494 59.9% Net profit/1 17,442 15,487 16,352 5.6% EPS/1 (Baht per share) 9.14 8.11 8.57 5.6% NIM 2.08% 2.33% 2.33% 0.00% Net fee income ratio 23.8% 23.4% 23.7% 0.3% Cost to income ratio 44.3% 49.4% 43.3% -6.1% ROA/1 1.25% 1.07% 1.10% 0.03% ROE/1 10.48% 8.48% 8.61% 0.13% Note: /1 Attributable to the Bank Bangkok Bank 28

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