BRI Performance Highlights and Green Initiatives

KEY TAKEAWAYS BRI STRONG DOUBLE-DIGIT NET PROFIT GROWTH, REACHING AN ALL TIME HIGH, DRIVING ROE HEADING BACK TO PRE-PANDEMIC LEVELS, AMID THE HIGHER LEVEL OF CAPITAL Composition of Micro loan, the Higher Lending Yield segment, Increased to 48% from 40% Of Total Loans with the Integration of Ultra Micro Holding ➤ Ample Liquidity and Ongoing Transformation towards Low-cost Liabilities Structure for COF Efficiency Lowering Cost of Credit from Improvement on Asset Quality Continuously Improving Cost Controls by Focusing on Efficiency Ratio Improvements and Group Wide Synergies ROBUST CAPITAL POSITION SUPPORTS GROWTH AND DELIVERS VALUE THROUGH HIGHER THAN PEER DIVIDEND PAYOUT RATIO 34

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