Canadian Banking and Mortgage Portfolio Overview slide image

Canadian Banking and Mortgage Portfolio Overview

TABLE OF CONTENTS Scotiabank Overview • • • • . • • Leading Bank in the Americas Economic Outlook in Core Markets Well-Diversified Business with Strong Returns Business Lines Why Invest in Scotiabank? Focused on Higher Return Markets • Increasing Banking Penetration • • • . • Repositioning is Substantially Complete Acquisition & Divestiture Activity Medium-Term Financial Objectives Q1 2020 Financial Performance Earnings and Dividend Growth Strong Capital Generation Technology Strategy Fintech Growth in Digital Banking • Environmental, Social & Governance (ESG) Business Line Overview: Canadian Banking Business Line Overview: International Banking Business Line Overview: Global Wealth Management Business Line Overview: Global Banking and Markets Risk Overview • Risk Snapshot 45678 9 10 11 12 13 14 15 16 17 18 19 20 21 23 31 42 46 50 • Risk Density • Historical PCL Ratios on Impaired Loans . Canadian Retail: Loans and Provisions . International Retail: Loans and Provisions Energy Exposure Treasury and Funding Funding Strategy • Wholesale Funding 51 52 53 54 55 56 57 58 59 60 61 Deposit Overview Wholesale Funding Utilization Liquidity Metrics Appendix 1: Core Markets: Economic Profiles Appendix 2: Canadian Housing Market Appendix 3: Additional Information Contact Information 62 63 69 78 80 3
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