First Quarter 2022 Investor Presentation

29 Strong asset quality and balance sheet 2021 March 2022 Asset quality Net expected credit loss level 2 bps Funding & liquidity Asset quality Net expected credit loss level Funding & liquidity 8 bps Customer deposits (SEK) 1,597bn Customer deposits (SEK) 1,854bn Liquidity coverage ratio 145% Liquidity coverage ratio 122% Net Stable Funding Ratio (NSFR) 111% Net Stable Funding Ratio (NSFR) 108% Capital Capital CET1 ratio (Basel 3) 19.7% CET1 ratio (Basel 3) 18.7% CET1 buffer above requirement 590 bps CET1 buffer above requirement 490 bps Total capital ratio (Basel 3) Leverage ratio (Basel 3) 23.1% 5.0% Total capital ratio (Basel 3) 21.4% Leverage ratio (Basel 3) 4.3% SEB

View entire presentation