Home Loans and Financial Growth Strategies

Financials B FINSERV BAJAJ in Crore Financials snapshot Q1 FY24 Q1 FY23 QoQ FY23 Assets under management 74,124 57,425 29% 69,228 Assets under finance 66,334 50,039 33% 62,114 Interest income Fee and other income Total Income Interest expenses 1,668 1,072 56% 5,269 97 151 (36%) 396 1,765 1,223 44% 5,665 1,063 629 69% 3,211 Net Interest Income 702 594 18% 2,454 Operating Expenses 169 159 6% 630 Impairment of financial instruments 7 7 124 Profit before tax 526 428 23% 1,700 Profit after tax 462 316 46% 1,258 Key Ratios: Operating expenses to Net Interest Income 24.1% 26.8% 25.7% I Impairment to Average AR* 0.04% 0.06% I 0.23% Return on Average Assets* 2.88% 2.62% 2.32% Return on Average Equity * 17.21% 15.51% | 14.59% * annualized

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