bank bjb Financial Performance Review

Loans Movement Loans Disbursement, Run Off & Write Off Loan Movement (Rp bn, YoY) 1Q22-1Q23 Micro; 3,478 Write Off Breakdown Consumer Corporate & Commercial; 16,740 Mortgage; 2,308 Corporate & Commercial Micro ■Mortgage 16.4% 30.8% 34,576 30.5% Consumer; 22,509 346 Total; 45,036 98,256 Loan Movement (Rp bn, QoQ) 4Q22 - 1Q23 Micro; 955 Corporate & Write Off Breakdown Consumer Corporate & Commercial 13.5% 8.8% 22.3% Commercial; 5,895 Mortgage; 502 Consumer; 6,238 51.5% 13,168 45 Total; 13,590 108,370 107,993 bank bjb Micro ■Mortgage 26.1% 108,370 1Q22 Disbursement Installment Write Off 1Q23 4Q22 Disbursement Installment Write Off 1Q23 20 20

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