Financial Results
Loan Portfolio Overview
Gross Loans & Acceptances
Canada &
Total
% of
By Industry
U.S.
Other¹
BMO
($B, as at Q1 24)
Residential Mortgages
150.0
26.5
176.6
27%
Consumer Instalment and Other Personal
69.5
22.5
92.0
14%
Credit Cards
11.2
1.4
12.5
2%
Total
•
•
Portfolio is well diversified by geography and
industry
Total Gross Loans & Acceptances down 2% Q/Q or
up 1% excluding impact of the stronger U.S. dollar
and RV loan portfolio sale
Canada & Other Countries
Total Consumer
230.7
50.4
281.0
43%
10%
Commercial Real Estate
37.1
34.6
71.7
11%
Financial
17.7
52.2
69.9
11%
31%
Service Industries
28.6
35.8
64.4
10%
59%
Manufacturing
8.8
29.6
38.5
6%
Retail Trade
17.2
13.8
31.0
5%
Wholesale Trade
6.7
16.8
23.5
4%
Agriculture
13.3
5.1
18.4
3%
U.S.
Transportation
4.9
10.0
14.9
2%
17%
19%
Utilities
7.9
4.6
12.5
2%
Construction (non-real estate)
2.4
4.6
7.0
1%
Oil and Gas
3.0
0.7
3.7
1%
Other Business and Government²
8.5
7.8
16.3
2%
64%
Total Business and Government
156.2
215.6
371.9
57%
Total Gross Loans & Acceptances
386.9
266.0
652.9
100%
■P&C/BMO Wealth Management - Consumer
■P&C/BMO Wealth Management - Business & Government
BMO Capital Markets
Totals may not add due to rounding
1 Includes approximately $11.7B from other countries
2 Other Business and Government includes all industry segments that are each <1% of total loans
BMOM
•
Risk Review February 27, 2024
26View entire presentation