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Investor Presentaiton

FUNDING & LIQUIDITY KEY MESSAGES TERM FUNDING FACILITY ● Funding and liquidity position remains strong with significant surpluses above regulatory minimums | Current TFF available 3 May 2021 $14.5bn Additional Allowance: $4.9bn 2 • • . System liquidity remains high due to continued deposit inflows, central bank and government stimulus measures Strong liquidity position has allowed for a reduction in the RBA's Committed Liquidity Facility (CLF) from $55.1bn to $31.0bn Term Funding Facility (TFF) capacity of $14.5bn is available to be drawn up to 30 June 2021 LIQUIDITY REMAINS ABOVE REGULATORY MINIMUMS Supplementary Allowance: $9.6bn Initial Allowance $14.3bn drawn LIQUID ASSETS4 Actual 2H21 Term Funding Maturities: $13.1bn³ Actual 1H21 Term Funding Maturities: $11.2bn³ 136 139 136 126 127 113 116 122 100% minimum ($bn) 252 234 204 180 82 64 50 50 34 34 43 46 136 136 111 84 Sep 19 Mar 20 Sep 20 ■LCR (%)¹ Mar 21 Sep 19 Mar 20 Sep 20 Mar 21 ■NSFR (%) Average LCR for the quarter Sep 19 Mar 20 ■ Bank, Corporates & Other The Additional Allowance allocation remains static from 1 June 2021. The Additional and Supplementary Allowances are available to be drawn down until 30 June 2021 Excludes BNZ, hybrids and RMBS maturities (1) (2) (3) (4) Spot Liquid Assets as at end of each period 29 29 Sep 20 Mar 21 ■Internal RMBS (post haircuts) ■ Government, Cash & Central Bank National Australia Bank
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