Investor Presentaiton

1. Outlook of The Hiroshima Bank - Change in number of banks in Japan - Mega banks Trust banks 1st tier regional banks Hiroshima Bank 1990 2009 12 9 55 .. 64 64 2nd tier regional banks 69 69 44 Shinkin banks 426 279 Hiroshima Bank's Network branch (as of June 30, 2009 ) Matsue Himeji Kobe Ckayana Hiroshima Kitakyu Yamaguchi Fukuoka Tokyo Nagoya Osaka Hiroshima Bank Main operating area Foundation HIROSHIMA BANK I. Outlook/Financial highlights 1878 (130th Anniversary) ■Capitalized at ¥54.6 billion Deposits Loans Employees Offices ¥5,413.5 billion No.9 among 64 1st tier regional banks) ¥4,427.3 billion No.7 among 64 1st tier regional banks) 3,417 Domestic branches 166 Yamaguchi 7 Housing loan center 1 Hiroshima Bank has a broad network of branches, mainly located in Hiroshima and neighboring prefectures. Hiroshima 136 Okayama 9 Business loan center 2 Housing loan center 7 Housing loan center 1 Hiroshima City Ehime 6 (Numbers after the name of the prefectures are number of branches ) 2

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