Shriram Finance Q4 FY23 Financial Overview slide image

Shriram Finance Q4 FY23 Financial Overview

Strong Financial Track Record SHRIRAM Finance P&L Metrics (Rs. mn) FY18 FY19 FY20 FY21 FY22 FY23* Interest Income (Incl. Securitization) Less: Interest Expenses 64,857.9 Net Interest Income 67,852.4 132,710.3 154,441.4 164,773.1 83,703.3 81,069.8 76,366.0 78,075.4 173,346.6 191,806.2 296,396.0 91,675.6 98,645.6 126,766.0 81,671.0 93,160.6 169,630.0 Other Operating Income & Other Income 2,301.8 1,010.6 936.2 900.7 810.0 Profit After Tax 24,605.4 25,639.9 25,018.4 24,872.6 27,079.3 1,555.0 59,792.0 EPS (Rs.) 108.45 113.01 107.44 100.97 101.74 159.69 Cost to income Ratio (%) 20.63% 21.49% 23.31% 21.20% 19.89% 24.57% NIM (% on AUM) 7.52% 7.41% 7.16% 6.70% 6.62% 8.37% *Note:- The figures for the current reporting period includes the effect of merger of transferor Companies SCUF and SCL and are therefore not comparable with figures of the respective previous year/ period. 25
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