Investor Presentaiton
2020 outlook
Growth
Efficiency
Bank of Ireland 2019 Results Announcement
Returns
28
28
•
Net lending growth of c.€2bn
while maintaining commercial
discipline on risk and pricing
NIM expected to be c.2.05%
2020 net interest income is
expected to be broadly in line
with 2019
Continued growth in Wealth
and Insurance business
· Costs in 2020 to be lower than
2019
• Further progress in NPES
•
•
•
Net impairment charge to be
at the upper end of a range
of 20bps-30bps p.a. during
2020-2021
Capital benefitting from organic
generation and capital
initiatives
Dividend to increase prudently
and progressively; over time
will build towards a payout ratio
of around 50% of sustainable
earnings
• Progress towards 2021 ROTE
target of c.8.0%
Bank of IrelandView entire presentation