H1'22 Financial Results and PagoNxt Highlights

ESG ESG strategy Overarching goal: Achieving our purpose by promoting sustainable & inclusive growth 3 strategic pillars Support climate transition Contribute to generate positive society returns Ambition Deliver our Net zero ambition by 2050 helping our customers in their transition to a sustainable and low carbon economy Support productive inclusion across our main stakeholders: employees, customers and communities • • Strategic Actions Alignment of the sectors with highest level of GHG emissions with our Net zero commitment, in line with NZBA, while taking into consideration other environmental goals Support customers in accelerating their transition, engaging with them and developing a best-in-class sustainable finance and investment proposition Diverse and inclusive workplace that fosters employee wellbeing • Support financial inclusion of the most vulnerable customers, promoting access to banking products and services and offering financial education • Community support, with focus on Education, Employability and Entrepreneurship Main SDGs 13 CLIMATE ACTION AFFORDABLE AND CLEAN ENERGY 215 8 DECENT WORK AND ECONOMIC GROWTH 4 QUALITY EDUCATION 10 REDUSE INEQUALITIES BENDER EQUALITY Embed ESG across the Incorporate ESG in behaviours, policies, 16 PEACE JUSTICE • Consistent tone from the top to drive cultural change and deliver on our commitments (climate, diversity, training...) AND STRONG INSTITUTIONS organization processes and governance throughout the Group • Integrate ESG into strategic processes, Risk Management & rest of relevant functions and build capabilities PARTNERSHIPS FOR THE GOALS Santander Note: Further information regarding the SDG's through the following link: Banco Santander and the SDG's. For further information on ESG strategy see the Santander Corporate ESG presentation. 49 49

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