Investor Presentaiton
Ⓡ
Key Financial Parameters
Particulars
Number of Branches
Number of Employees
Muthoot Finance
(in millions)
H1 FY 2022
H1 FY 2021
Q2 FY 2022
Q1 FY 2022
FY 2021
653
618
653
651
649
5,091
4,413
5,091
4,651
4,562
Gross Loan AUM (7)
33,544
26,867
33,544
30,721
32,999
Capital Adequacy Ratio (%)
20
27
20
23
22
Total Revenue (*)
3,016
2,491
1,501
1,515
5,532
Total Expense (*)
Profit Before Tax ()
2,975
2,107
1,479
1,496
4,962
41
384
22
19
570
Profit After Tax (*)
42
296
22
20
467
Stage III Loan Assets
1,210
167
1,210
1,126
783
% Stage III assets on Gross Loan
3.61
0.62
3.61
3.67
2.37
Assets (AUM)
Stage III ECL Provision
869
264
869
742
618
ECL Provision
1,465
462
1,465
1,273
980
ECL Provision as a % of Gross Loan
4.37
1.72
4.37
4.14
2.97
Assets (AUM)
Shareholders Funds (7)
5,448
5,244
5,448
5,431
5,417
Total Outside Liabilities (*)
29,593
24,300
29,593
25,832
29,256
Total Assets (7)
35,041
29,544
35,041
31,263
34,673
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