Financial Review Quarter 3 2023

Balance Sheet Santander Totta, SGPS BALANCE SHEET (million euro) Sep-23 Sep-22 Var. Cash, cash balances at central banks and other demand deposits Financial assets held for trading, at fair value through profit or loss, and at fair value 4,700 10,176 -53.8% 9,028 8,405 +7.4% through other comprehensive income Financial assets at amortised cost 42,405 41,090 +3.2% Investments in subsidiaries, joint ventures and associates 70 109 -36.0% Tangible assets 414 468 -11.6% Intangible assets Tax assets 36 37 -1.7% 311 322 -3.6% Non-current assets held for sale 43 14 +198.4% Other assets 530 734 -27.8% Total Assets 57,535 61,355 -6.2% Financial liabilities held for trading 1,187 438 +170.9% Other financial liabilities mandatory at fair value through profit or loss 2,825 2,861 -1.3% Financial liabilities at amortised cost 47,916 52,635 -9.0% Resources from Central Banks and Credit Institutions 5,822 8,140 -28.5% Customer deposits 35,494 39,314 -9.7% Debt securities issued 6,252 4,676 +33.7% Other financial liabilities Provisions Technical provisions Tax liabilities Other liabilities 349 505 -30.8% 150 171 -12.3% 573 642 -10.7% 414 325 +27.4% 622 708 -12.2% Total Liabilities 53,687 57,781 -7.1% Share capital atributtable to ST SGPS shareholders 3,847 3,573 +7.7% Non controlling interests 1 1 +10.6% Total Shareholders' Equity 3,848 3,574 +7.7% Total Shareholders' Equity and Total Liabilities 57,535 61,355 -6.2% Santander 29 29

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