Consistent Earnings Growth and Digital Engagement
U.S. Retail
Consistent Strategy
How we compete:
Transform Distribution
Reported Net Income (US$MM)
$3,253
☐
Drive Leading Customer Acquisition and
Engagement
☐ Scale & Evolve our Cards Franchise
$3,750
$2,278
TD
$4,370
$3,967
■
Enable Wealth Offering Across TD Bank,
America's Most Convenient BankⓇ
$3,401
$3,750
$2,278
$3,967
$4,291
Enable World Class Residential Mortgage
Business
2018
2019
2020
Adjusted 20
2021
2022
SATISFACTIO
TD Auto Finance ranked
"Highest in Dealer
J.D.POWER
APTIVE NATIONAL
TD AUTO FINANCE
Satisfaction among
National Non-Captive
Lenders with Prime
Credit,"
J.D. Power 2022 US Dealer
Financing Satisfaction Study67
Q4 2022 Highlights
Total Deposits68
C$503B
US$378B
Employees 10
26,710
Total Loans 68
C$227B
US$170B
Customers
9.9MM
Assets Under Administration
C$46B
US$34B
Mobile Users 12
4.5M
Assets Under Management
C$45B
US$33B Stores
1,160
Reported Earnings⁹
C$5.6B
US$4.4B ATMs11
2,693
35
55View entire presentation