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Investor Presentaiton

Overview of Transaction & Deepstack Technologies deepstack Overview Software-led and e-commerce payments platform that provides clients with payment solutions, including merchant processing, payments acceptance and disbursements, tokenization, virtual accounts, fraud protection tools, chargeback management, and reconciliation and reporting services Offices: Southern, CA and Jupiter, FL BANC OF CALIFORNIA CEO: Jayme Amirie ➤ Founded: 2010 ➤ 11 Employees, with 8 located in Southern CA and 3 in FL ➤ All employees joined BANC ➤ www.deepstack.io Banc of California has acquired the assets of Global Payroll Gateway and its subsidiary Deepstack Technologies LLC ("Deepstack") for $24 million in cash and stock Provides Banc of California with proprietary payments software solution and entrance into payment processing space for business customers Provides opportunity to offer payment processing services to current Banc of California clients as well as integrated software vendors ("ISVs"), e-commerce marketplaces, fintechs and other merchants serving business clients. Opening deposit accounts at Banc of California will give businesses same day visibility into merchant transactions and faster funding Provides a meaningful opportunity to grow fee income and core deposits Further differentiates the Banc of California experience and provides commercial banking teams with another tool for developing relationships with commercial clients in California Advances Banc of California's goal to be the hub of the financial services ecosystem for clients while creating another driver of profitable long-term growth and franchise value Advanced Technology: Built to ISO 8583 standards, with ability to accurately process transactions at a speed and volume capable of connecting directly to card brands. Eventually can reduce processing costs while also having the ability to build data warehouse necessary to provide real-time insights for clients 2
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