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Investor Presentaiton

2017 Financial Targets Consolidated Loan growth NPL ratio (gross) Net interest margin (NIM) Net fee income growth Cost to income ratio 2017 Financial Targets 4-6% Slightly increase Maintain Up to mid single digit Mid-40s Note: The above financial targets are based on the Bank's preliminary estimates that may change due to the operating environments and other unforeseen circumstances. Bangkok Bank 33

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