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Investor Presentaiton

2Q19 and 2Q20 noteworthy items ($M, except per share amounts) General Insurance - Catastrophe losses, net of reinsurance, ex. COVID-19 General Insurance - Catastrophe losses related to COVID-19 Favorable prior year loss reserve development, net of reinsurance³ 2Q19 - Income / (Loss) 2Q20 - Income / (Loss) Pre-tax After-tax¹ EPS Diluted² 1 Pre-tax After-tax1 EPS- diluted² ($174) ($137) ($0.15) ($216) ($171) ($0.20) (458) (362) (0.42) 63 50 0.06 76 60 0.07 Investment Performance: Better (worse) than expected alternative investment returns4 199 157 0.18 (246) (194) (0.22) Better (worse) than expected Direct Investment Book (DIB) and Global Capital Markets (GCM) returns 14 11 0.01 24 19 0.02 Better (worse) than expected fair value changes on Fixed Maturity Securities Other accounted under FVO4 (32) (25) (0.03) 303 239 0.28 Total noteworthy items - APTI basis $70 $55 $0.06 ($517) ($408) ($0.47) Other Noteworthy Items: Loss on sale and deconsolidation of Fortitude - included in GAAP5 ($8,412) ($6,756) ($7.79) 1) Computed using a U.S. statutory tax rate of 21%. 2) Computed using weighted average diluted shares on an operating basis, which is provided on page 6 of the 2Q20 Financial Supplement. 3) Includes General Insurance and Legacy General Insurance Runoff. AIG 4) The annualized expected rate of return for 2Q19 and 2Q20 is 8% and 6% for alternative investments and 6% and 4% for FVO fixed maturity securities, respectively; FVO fixed maturity securities includes the fair value changes on the DIB and GCM asset portfolios. 5) The effective tax rate differs from the statutory tax rate of 21% primarily due to tax effects of the Majority Interest Fortitude Sale. 6
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