Investor Presentaiton

Company Overview Business Overview Earnings Profitability Ratios Digital Penetration Strategy Net Interest Income (in Cr) NIM(Annualised) Non interest Income to Total Income 276 268 251 19.46% 18.35% 229 4.06% 4.50% 5.17% 5.42% 5.14% 17.20% 14.90% 185 13.35% Q1 FY21 Q2 FY21 Q3 FY21 Q4 FY21 Q1 FY22 Q1 FY21 Q2 FY21 Q3 FY21 Q4 FY21 Q1 FY22 *NIM NII/Avg interest earning assets Q1 FY21 Q2 FY21 Q3 FY21 Q4 FY21 Q1 FY22 Opex to Average assets (Annualised) Credit Cost (Annualised) ROA (Annualised) 4.62% 3.41% 2.49% 2.74% 2.74% 2.93% 1.22% 2.63% 1.03% 0.96% 1.03% 1.73% 0.77% 0.70% 0.48% Q1 FY21 Q2 FY21 Q3 FY21 Q4 FY21 Q1 FY22 Q1 FY21 Q2 FY21 Q3 FY21 Q4 FY21 Q1 FY22 CSB Bank Investor Presentation Q1 FY22 Q1 FY21 Q2 FY21 Q3 FY21 Q4 FY21 Q1 FY22 CSB Bank

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