Q3/06 Earnings Report

Scotiabank $ millions Scotia Capital Expenses well controlled 300 200 100 214 198 254 253 232 0 Q3/05 Q4/05 Q1/06 Q2/06 Q3/06 ต Scotiabank Year/Year: up 9% ■ higher performance-related compensation, salaries and benefits ■ Waterous & Co. acquisition Quarter/Quarter: down 8% lower performance-related compensation 23 Risk Review Brian Porter Chief Risk Officer 24

View entire presentation