Q4 2023 Financial Update

Capital Development of CET1 and Risk Exposure Amount quarter-on-quarter CET1 buffer development Bps Risk exposure amount development SEK bn 57 40 -66 -27 -8 12 43 919 440 430 Target buffer 100-300bps Sep 2023 Profit 1 REA Special Share Regulatory dividend buy back 2 changes 3 FX 1 -1 1 -21 -6 -2 892 REA market risk Dec 2023 Sep 2023 Asset size Asset quality FX movements Market risk Model updates, methodology & policy Operational Dec 2023 risk 40 1 Profit net of ordinary dividend. 2 In January 2024, SEB received a new supervisory approval to repurchase shares for up to SEK 2.5bn, and has deducted this amount in full from the CET1 capital. 3 Regulatory changes consist of changes to countercyclical buffers in several geographies. SEB

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