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Investor Presentaiton

Significant, Unmet Need 21% 45% 34% Primerica's unique distribution model is designed to effectively serve middle-income families ~$14 Trillion Protection Gap Life Insurance Gap per Middle-Income Household (Estimate as of 2020) 50,000 45,000 40,000 Middle-Income households in the U.S. need an additional $14 trillion of life insurance to be properly protected ~$14 trillion shortfall 35,000 30,000 25,000 20,000 Total Protection Needed 15,000 10,000 Current Assets, Protection and Benefits 5,000 0 Income Levels ■ < $30,000 ■ $30,000 to $100,000 ■ > $100,000 Middle-Market: Household Income between $28k and $142k ■Aggregate Needs ($ in billions) ■Aggregate Resources ($ in billions) PRIMERICA 8 Source: U.S. Census Bureau, Census Population Survey 2020 Annual Social and Economic Supplement. Based on 128.5 mm households. Source: Conning Strategic Study Life Annuity Consumer Markets 2020
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