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5 сл 2016 2017 2018 1Q19 2Q19 3Q19 4Q19 1Q20 2Q20 3Q20 4Q20 1Q21 2Q21 3Q21 4Q21 Notes: No confidence index data in 2Q20 due to ECQ Average capacity utilization in the Industry and Construction sectors, as reported in BSP's Business Expectations Survey Overall expectations steadily improving. Unemployment level still elevated More optimistic expectations Capacity utilization still low Next 3 months 17.6% Business -Consumer 75.1 74.9 56.1 52.0 52.8 42.3 42.8 70.1 47.6 37.4 69.6 69.8 10.0% 31.4 40.3 67.9 8.9% 7.7% 16.8 31.9 66.2 8.7% 15.8 5.4% 5.3% 5.2% 10.7 9.2 9.3 4.6% 7.1% 6.6% 15.7 4.3 1.3 2.7 5.7% 5.3% 5.4% 9.7 5.3% 1Q19 2Q19 3Q19 4Q19 1Q20 -2.2 -4.1 3Q20 4Q20 1Q21 2Q21 3Q21 4Q21 Metropolitan Bank & Trust Company | Investor Relations | February 2022 | MBT Company Presentation This material was produced by Metrobank for information purposes only and is intended to be used in presentations by the Bank at investor meetings and does not constitute a recommendation regarding the securities of the Bank or any of its affiliates. It must not be released to other parties in whatever form without prior consent of the authors. Metrobank You're in good hands 4Q19 70.6 PRIVATE AND PROPRIETARY

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