PitchSend

Investor Presentaiton

Retail Loan Book of Highest Quality Portfolio performance of all sold down pools of * 68,444 Cr Initial Pool Details Indiabulls HOUSING FINANCE of Initial POS Loan Pool Туре Disbursement [* Cr] Average Ticket Size [at disbursement] Sold Down Principal Months on Book [Cr] Pool Principal [* Cr] Amortisation [On Disbursement] 90+ dpd % 180+ dpd % [Lakh] HL Pools LAP Pools 45,236 24.6 36,359 59 13,012 68% 0.84% 0.51% 23,208 77.2 18,529 56 4,506 78% 0.82% 0.62% Total 68,444 31.9 54,887 58 17,518 71% 0.83% 0.55% Portfolio performance of all live sold down DA pools is monitored by the credit bureau Experian. Remainder PTC/PCG pools are being monitored by CRISIL, ICRA, CARE and Brickwork Ratings [respective agencies that rated the PTC/PCG pools] IBHFL has 20 ongoing relationships with banks / mutual funds for sell down Axis Bank ICICI Bank IDBI Bank Punjab National Bank Union Bank of India Bank of Baroda Central Bank of India Indian Bank State Bank of India HDFC Bank Bank of India Deutsche Bank Indian Overseas Bank RBL Bank Nippon Canara Bank IDFC First Bank Kotak Mahindra Bank UCO BANK Davidson Kempner 36

View entire presentation