Investor Presentaiton
DM - Other Activities - 2021
Strong growth in results
Strong sales and marketing drive in all businesses
Arval: very good performance driven by the expansion of the financed fleet
(+6.2% vs. 2020) and the increase in used car prices; partnership signed with
Jaguar Land Rover in 9 European contries
Leasing Solutions: +4.3%² increase in outstandings vs. 2020, with a robust
production momentum (+8.4% vs. 2019)
Personal Investors: strong increase in assets under management (+28.3%
vs. 31.12.20) driven by good market performances, strong increase in the
number of new clients in particular in Consorsbank in Germany (+14.9% vs.
2020)
Nickel: ~2.4m accounts opened³ (+26.6% vs. 31.12.20), > 7,100 points of sale
(+18% vs. 31.12.20); further expansion in Spain (800 points of sale as at
31.12.21, vs. 72 at 31.12.20 reaching 2,000 account openings per month)
Luxembourg Retail Banking (LRB): good increase in loans with improved
margins, high production of mortgage loans and increase in fees
Revenues4: €3,846m
(+12.1% vs. 2020)
•
Strong growth in revenues, driven in
particular by the very strong increase at
Arval and the good performance of the
other businesses, particularly Leasing
Solutions
Operating expenses4: €2,078m
(+8.1% vs. 2020)
Increase driven by the expansion
in activity
•
Very positive jaws effect
(+4.1 pts)
Arval financed fleet¹
1,255
+14.0%
+6.2%
1,347
1,430
31.12.19 31.12.20 31.12.21
Nickel: number of accounts
opened (in millions)³
NICKEL
~2.4m
~1.9m
~1.5m
31.12.19 31.12.20
31.12.21
Pre-tax income5: €1,608m
(+25.3% vs. 2020)
1. Average fleet in thousands of vehicles; 2. At constant scope and exchange rates; 3. Since inception, in France; 4 Including 100% of Private Banking in Luxembourg; 5. Including 2/3 of Private Banking in Luxembourg
BNP PARIBAS
The bank for a changing world
2021 Full Year Results | 21View entire presentation