1Q22 Results and Strategic Update

Portfolio (R$ billion) 5% Aligned with our reading of the macro scenario -3% Mar/22 x Mar/22 x (R$ million) Mar/22 462.7 455.2 Mar/21 Dec/21 424.8 13.3% Individuals 13.6% 212,347 19.0% 1.0% 13.0% Consumer finance 64,826 6.0% -0.7% 27.2% 25.5% 67% 30.6% SMEs² 61,890 12.2% 0.7% 14.1% 14.2% 14.4% Corporate² 116,103 -10.8% -7.7% Total¹ 455,166 7.2% -1.6% 45.4% 46.7% 42.0% Portfolio mar/22 Collateralized individuals loan portfolio + Payroll loans/ overall individuals loan portfolio Other transactions³ 66,762 -8.3% -9.4% Expanded portfolio 521,929 4.9% -2.7% Mar-21 Individuals Dec-21 Consumer Finance Mar-22 Corporate SMEs Liquidity/funding Steadily improving (R$ billion) +11% 0% 446.7 493.5 40.5 494.6 42.2 39.8 293.2 283.8 274.0 Loan to deposit 92.0% 65.2 63.7 69.3 94.5 62.9 105.7 -3p.p. YoY Mar-21 Dec-21 Mar-22 Saving Time Deposits Deposits Financial bills and Others4 Capital 15.2% 14.9% 14.7% 12.6% 11.7% 11.6% Mar-21 Dec-21 BIS Ratio Mar-22 CET1 1 3 Disregarding exchange rate fluctuations, the total loan portfolio would have increased by 8.5% YoY and decreased by -0.6% QoQ. Meanwhile, the corporate portfolio would have declined by -6.9% YoY and -4.2% QoQ 2 Customers in the SMEs and corporate loan books have shifted segments, causing loan balances in these portfolios to change. Accordingly, we have reclassified the 2021 information for comparability purposes ³ Including debentures, credit rights investment funds ("FIDC"), real estate receivables certificates ("CRI"), promissory notes, international distribution promissory notes and guarantees 4 Including debentures, real estate credit notes ("LCI"), agribusiness credit notes ("LCA"), secured real estate notes ("LIG") and structured transaction certificates (COE) Demand Deposits 20 20

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