BRI Performance Highlights and Green Initiatives
FINANCIAL HIGHLIGHT - BANK ONLY
Description
Asset/Liabilities
Total Assets (IDR Billion)
Total Loans (Gross) (IDR Billion)
Total Deposits (IDR Billion)
Asset Quality
NPL (gross)
NPL Coverage
LAR
LAR Coverage
Credit Cost
Liquidity
CASA
LDR
Profitability
Net Profit (IDR Billion)
g YoY
BRI
IDR Billion
Q1'22
1H'22
9M'22
2021
2022
Nom
%
1,540,856
1,542,793
1,575,760
1,572,761
974,802
1,118,705
1,003,616
1,128,249
1,007,118
1,132,673
943,703
1,127,849
1,750,995
1,029,803
1,300,776
178,234 11.3%
86,100 9.1%
172,927 15.3%
3.15%
275.66%
3.32%
265.15%
3.14%
275.88%
3.08%
2.82%
-0.27%
278.14%
291.54%
13.39%
22.58%
20.78%
19.28%
24.11%
17.11%
-7.00%
38.50%
42.39%
44.90%
35.56%
48.00%
12.44%
2.96%
3.35%
2.88%
3.42%
2.47%
-0.95%
63.75%
65.36%
65.65%
63.30%
66.92%
87.14%
88.95%
88.92%
83.67%
79.17%
3.62%
-4.50%
10,903
23,826
37,185
32,215
47,828
15,612 48.5%
Cost of Fund (CoF)
1.73%
1.70%
1.73%
2.05%
1.87%
-0.18%
NIM
6.85%
7.35%
7.23%
6.89%
6.80%
-0.08%
Cost to Income Ratio (CIR)
38.37%
37.11%
38.99%
43.26%
41.95%
-1.30%
Operating Expense to Operating Income
64.26%
63.98%
62.59%
74.30%
64.20%
-10.10%
ROA before tax
3.56%
3.82%
3.97%
2.72%
3.76%
1.04%
ROA after tax
2.84%
3.11%
3.21%
2.23%
3.03%
0.79%
ROE Tier 1
ROE B/S
Capital
Tier1 CAR
Total CAR
19.11%
21.38%
22.00%
16.87%
20.93%
4.05%
15.39%
17.08%
17.58%
14.09%
16.76%
2.67%
21.39%
21.97%
23.00%
24.27%
22.30%
-1,97%
22.39%
22.97%
24.00%
25.28%
23.30%
-1,98%
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