Investor Presentaiton

248 Λ corporate social responsibility >> SBERBANK 170 YEARS. BY YOUR SIDE MPROVING CORPORATE GOVERNANCE ANNUAL REPORT 2011 Interview Zlatkis 250 Openness and Transparency 253 Related Party Transactions 253 Compliance with Standards, Rules and Procedures 255 Interview Karamzin 256 Shareholder and Investor Engagement 259 G IMPROVING GOVERNANCE CORPORATE ood corporate governance is an indicator of the quality of relationships with stakeholders. Mutually beneficial relationships with shareholders and investors, based on sharing experience and exchanging suggestions, help us maintain a sustainable competi- tive edge and develop our business systematically in line with our Strategy. We remain consistently transparent in our day-to-day activities, which helps our stakeholders assess any potential impact from our actions and decisions on their interests. Compliance with all Russian and international requirements not only helps us build trust-based relationships with shareholders, investors, customers and govern- ment, but also reduces our risks.. Sberbank Named Most Transparent Company of the Year 22 November 2011, Moscow - Interfax and AK&M, two Russian news agencies authorised to disclose corporate information for the stock market, named Sberbank the winner of their annual award For Active Corporate Policy on Information Disclosure. Sberbank Annual Report Wins Three Competitions 22 November 2011, Moscow - Sberbank's 2010 annual report won three competitions. In a competition organised by the Expert RA rating agency, Sberbank was declared the winner in the Best Interactive Annual Report category and a runner-up in the Design and Graphic Art category In the Federal Annual Report Competition organised by the RTS and MICEX stock exchanges, Sberbank was named winner in the Best Interactive Annual Report category. The Bank also ranked 2nd in the Best Report Design and Graphic Art category and 3rd in the Best Information Disclosure by Companies with Capitalisation of more than RUB 100 Billion category. In a competition organised by the Expert RA rating agency, Sberbank was declared the winner in the Best Interactive Annual Report cat- egory and a runner-up in the Design and Graphic Art category. In a competition organised by RCB, a magazine for the securities market, and the social network Investor.ru with support from the Russian Federal Financial Markets Service, Sberbank topped the Best Annual Report in the Financial Services Industry category and was ranked 3rd in the Best Integrated Presentation of a Company category. Sberbank Receives Award for Outstanding Achievements in the Development of a Civilised Market of Qualified Investors in Russia 8 December 2011, Moscow - Sberbank was awarded the Breakthrough of the Year Award for Outstanding Achievements in the Development of a Civilised Market of Qualified Investors in Russia. The award is bestowed for promoting and providing real substance to the concept of qualified investors. 170 YEARS. IT'S JUST THE BEGINNING WWW.SBERBANK.RU 249 Λ corporate social responsibility

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