Ameriabank COVID-19 Response and Financial Highlights
bln AMD
Λ
Corporate loans
422
76
-5%
400
-5%
379
78
90
347
322
2%
16%
289
-7%
-10%
2018
■Large loans
2019
2Q2020
■SME loans (Medium business)
bln AMD
48%
bln AMD
Retail loans
178
Corporate and Retail Banking
Trade finance and Leasing
2%
17%
21
22
8.2
2.3
5.9
157%
38%
10.7
11.3
0%
10.7
6%
8
-39%
17%
5
6
2018
Balance sheet LC
2019
■Factoring
15%
205
74.9
120
72.8
27%
3%
32.0
57.5
26.8
51%
19%
17.8
98.6
75%
78.4
26%
44.8
2018
2019
2Q2020
■Mortgages
Retail business loans
Consumer loans
25
2Q2020
■Finance lease
HIGHLIGHTS
Retail loan portfolio registered
robust growth of 15% YoY, with
growth registered by all retail loan
products.
Trade Finance and Leasing portfolio
recorded 17% growth with
significant growth in all product
portfolios.
Large loans portfolio decreased by
10% YtD mainly due to limitations
on large corporate lending, in line
with the Bank's strategy to move to
more universal banking model,
while SME loans portfolio grew by
16%
AMD 379 b
corporate loans
AMD 205b
retail loans
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