Investor Presentaiton

pnb PNB (International) Ltd. punjab national bank (International) Limited Parameter FY'2019 Q4'2019 Q3'2020 (Audited) Loans and advances 6339 6339 6512 Q4'2020 FY'2020 (Unaudited) 6399 6399 Deposits 5003 5003 5266 5124 5124 Capital adequacy ratio 29.63 29.63 29.43 29.82 29.82 Total Income Total Expenses 323 82 56 148 354 209 34 60 57 227 114 48 -4 91 127 Operating profit Net Profit 7 58 56 -9 16 21 Subsidiaries, JVs, Associates & RRBs Crore Page 65

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