Investor Presentaiton
Detailed overview of Alpha Bank's asset quality by portfolio -
(€ bn)
Wholesale
23.8
SBL
2.2
Mortgages
7.1
Consumer
2.2
-
Greece
Total
35.4
Gross loans
(-) Accumulated Provisions
(0.3)
(0.2)
(0.3)
(0.2)
(1.1)
Net loans
23.6
1.9
6.8
2.0
34.3
NPLs
NPL ratio
NPES
NPE ratio
0.2
0.4
0.5
0.3
1.4
0.8%
17.1%
7.7%
11.5%
3.8%
0.4
0.6
1.4
0.4
2.8
1.6%
28.0%
19.6%
19.1%
8.0%
NPL collateral
NPE collateral
0.1
0.2
0.5
0.1
0.9
0.3
0.4
1.3
0.1
2.0
208%
□ Collateral
140%
146%
142%
64%
122%
113%
117%
109%
100%
82%
Coverage ratio
73%
55%
88%
22%
64%
Cash
144%
60%
90%
25%
71%
95%
66%
66%
41%
58%
57%
79%
23%
38%
NPL
NPE
NPL
NPE
NPL
NPE
NPL
NPE
NPL
NPE
NPLs
(+) Forborne NPLs < 90 dpds
0.2
0.4
0.5
0.3
1.4
0.1
0.2
0.8
0.2
1.3
(+) Unlikely to pay
0.1
0.0
0.0
0.0
0.1
NPES
0.4
0.6
1.4
0.4
2.8
Forborne NPLs >90dpd
0.0
0.2
0.3
0.1
0.7
Forborne NPLs <90dpd
0.1
0.2
0.8
0.2
1.3
Performing forborne
0.2
0.3
1.4
0.2
2.2
Total forborne
0.4
0.7
2.5
0.5
4.2
50
ALPHA
SERVICES AND HOLDINGSView entire presentation