Investor Presentaiton
Principles of Macroprudential Intermediation Ratio (MIR)*
Regulation
MIR (Conventional Commercial Bank)
MIR Sharia (Sharia Banks and Sharia
Business Units)
6 Percentage of
the
securities held
7
Criteria for securities
issued
100%
(MTN)
medium-term notes (MTN), floating rate notes • sharia-compliant medium-term notes
(FRN) and/or bonds other than subordinated and/or sukuk other than subordinated sukuk
bonds
• Issued by a nonbank corporation and by a resident
• Offered to the public through a public offering
•
Equivalent to investment grade rating affirmed by a rating agency
8
88
Securities Reporting
9 Scope of deposits to
meet DD MIR /DD MIR
Sharia
10
Relaxation of DD
MIR/Sharia DD MIR
• Administrated by an authorised securities institution
Offline delivery mechanism (email)
• Average daily total deposits in rupiah at all
branch offices in Indonesia
.
Including rupiah liabilities to a resident and
non-resident third-party nonbank, consisting
of: (i) demand deposits, (ii) savings deposits;
(iii) term deposits, and (iv) other liabilities
•
Average daily total deposits in rupiah at all
branch offices and sharia business units in
Indonesia
Including rupiah liabilities to a resident and non-
resident third-party nonbank, consisting of: (i)
wadiah savings; (ii) unrestricted investment funds,
and (iii) other liabilities
• Bank Indonesia may relax the provisions of the DD MIR/Sharia DD MIR based on credit/financing
disbursement and fund accumulation
• The provisions may be relaxed based on a request from a conventional commercial bank, Sharia
bank or Sharia business unit or a recommendation from the Financial Services Authority (OJK)
• Conventional commercial banks, Sharia banks or Sharia business units that receive the relaxed
policy are exempt from sanctions
*As part of further relaxation on macroprudential policy, an adjustment will be applied starting from December 2nd, 2019
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