Q2 2023 Financial Results

CIBC's Mortgage Portfolio CIBC Canadian Residential Mortgages: CAD 263.0 BN CAD 147 BN Condo Exposure: CAD 47.6 BN Condo Mortgages Condo Developers 86% CAD 52 BN Insured Uninsured CAD 27 BN 87% CAD 22 BN CAD 16 BN 57% 77% 14% 13% 43% 23% 63% 37% Ontario BC & Territories Alberta Quebec Other . CAD 39.4 BN CAD 8.2 BN Uninsured 80% Undrawn 73% Insured 20% Drawn 27% 19% of CIBC's Canadian residential mortgage portfolio is insured, with 60% of insurance being provided by CMHC The average loan to value¹ of the uninsured portfolio is 53% • The condo developer exposure is diversified across 120 projects • Condos account for approximately 15% of the total mortgage portfolio CIBC◇ For footnoted information refer to slide 40. 31

View entire presentation