Investor Presentaiton
Asset Quality by Line of Business in Home Markets
QoQ trends across segments largely trending downwards
Consumer
Mortgage
Auto Finance
Business
Credit Cards
3.56%
3.03%
2.78%
5.98%
5.85%
5.95%
1.54%
2.32%
2.40%
5.46%
5.41%
1.31%
1.09%
1.09%
0.76%
1.97%
1.83%
1.74%
1.73%
1.62%
0.90%
0.86% 0.81%
0.75%
0.64%
0.57%
0.52%
0.55%
0.56%
0.37%
0.57%
0.42%
0.54%
0.55%
0.54%
0.11%
0.39%
0.07%
0.07%
0.07%
0.05%
0.41%
0.32%
Dec 20
Mar 21
Jun 21
0.27% 0.23%
Sep 21
Dec 21
Dec 20
Mar 21
Jun 21
Sep 21
Dec 21
Dec 20
Mar 21
Jun 21
Sep 21
Dec 21
Retail SME (RSME)
Business Banking (BB)
Corporate Banking (CB)
11.58%
10.64%
11.29%
11.03%
10.25%
9.00%
9.32%
8.83%
8.01%
7.66%
6.83%
6.52%
6.63%
6.84%
6.65%
6.28%
4.44%
5.16%
5.04%
3.95%
1.75%
3.49%
1.45%
1.44%
1.49%
1.57%
4.27%
5.53%
4.97%
1.55%
1.29%
1.34%
1.30%
1.16%
2.29%
2.21%
2.32%
2.08%
2.69%
2.14%
1.89%
2.05%
2.03%
1.90%
1.98%
T
T
Dec 20
Mar 21
Jun 21
Sep 21
Dec 21
Dec 20
Mar 21
Jun 21
Sep 21
Dec 21
Dec 20
Mar 21
Jun 21
Sep 21
Dec 21
Malaysia
Indonesia
Note:
-Singapore
• In Malaysia, industry GIL ratio for mortgage (purchase of residential property) is 1.2%, 0.7% for auto finance and 0.9% for credit cards.
• Maybank Indonesia's GIL ratios are mapped in accordance to its local regulatory reporting requirements. It has fully adopted IFRS 9 effective 1Q FY2020 reporting.
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