Investor Presentaiton
Overview of Macquarie
Operating Groups
1Q24 Update
Outlook
Loan and lease portfolios¹ - funded balance sheet
Operating
Group
Category
Mar 23 Mar 22
Appendix
$Ab
$Ab
Home loans
109.0
89.9
Business banking
12.9
11.4
BFS
Car loans
6.0
8.7
Description
Secured by residential property
Loan portfolio secured largely by working capital, business cash flows and real property
Secured by motor vehicles
Other
0.4
0.4
Includes credit cards
Total BFS2
128.3
110.4
Loans and finance lease assets
3.4
3.3
Operating lease assets
2.2
1.9
Asset finance
5.6
5.2
Predominantly secured by underlying financed assets
Loan assets
3.3
2.7
Operating lease assets
1.0
0.7
CGM
Resources and commodities
4.3
3.4
Foreign exchange, interest rate and credit
7.0
6.5
Other
0.1
0.3
Diversified loan portfolio primarily to the resources sector that are secured by the underlying
assets with associated price hedging to mitigate risk
Diversified lending predominantly consisting of loans which are secured by other loan collateral,
assets including rights and receivables and warehoused security from mortgages and auto loans
Equity collateralised loans
Total CGM
17.0
15.4
Operating lease assets
1.1
0.9
Secured by underlying financed assets including transportation assets
MAM
Total MAM
1.1
0.9
Corporate and other lending
17.1
11.9
MacCap
Diversified corporate and real estate lending portfolio, predominantly consisting of loans which
are senior, secured, covenanted and with a hold to maturity horizon
Total MacCap
17.1
11.9
Total loan and lease assets per funded balance sheet³
163.5
138.6
1. Loan assets per the statutory balance sheet of $A158.6b at 31 Mar 23 ($A134.7b at 31 Mar 22) are adjusted to include fundable assets not classified as loans on a statutory basis (e.g. assets subject to operating leases which are recorded in Property, Plant and Equipment in the statutory balance sheet). 2. Per the
funded balance sheet, figures for home loans of $A109.0b, business banking of $A12.9b and car loans of $A6.0b differ from the figures disclosed on slide 15 of $A108.1b, $A13.0b and $A6.1b respectively. The balances on slide 15 excludes capitalised costs, provisions, deferred income, accrued interest, and establishment
fees. 3. Total loan assets per funded balance sheet includes self-securitised assets.
O Macquarie Group Limited
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