Earnings and Dividend Growth

Sectors Most Impacted by COVID-191 Most Impacted Sectors as a % of Total Loans Canada Real Estate: Office and Retail C&CA 9% $B %IG 4.1% Mexico 4.0% 4.0% 3% Office REIT 1.2 72% 3.6% 3.5% U.S. 5% $9.2B 59% Office Real Estate 3.8 54% 12% (1.4% of total loans) Other Retail REIT 1.1 98% Q3/20 Q4/20 Q1/21 Q2/21 Q3/21 1% Retail Real Estate 3.0 45% Europe 12% Latin America Total² 9.2 59% Europe Canada Hospitality and Leisure Other 1% 31% $B %IG Total Loans $650.9B Energy E&P and Oilfield Services: 1.1% Real Estate Office and Retail: 1.4% 10% Hotels 3.5 17% $4.5B = Cruise Lines 0.3 0% (0.7% of total loans) 17% Transportation - Air 28% C&CA Gaming 0.7 1% Travel: 0.3% U.S. Total² 4.5 13% 4% Hospitality and Leisure: 0.7% 9% Mexico Latin America Transportation: Mexico Canada 17% Latin America 6% 6% Air Travel $B %IG Total COVID-19 High Impact: 3.5% C&CA 8% $2.1B Aircraft Finance 0.7 96% (0.3% of total loans) Airlines 0.3 3% 15% 48% Airports 1.1 45% Other Europe Total² $2.1 57% 48 1 Sectors which have experienced the greatest disruption in normal business activities and impact to revenue due to the COVID-19 pandemic (including, but not limited to, government-mandated closures) relative to other sectors 2 May not add due to rounding

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